Safe, reliable and convenient

eMobile offers product solutions that are safe, reliable and convenient to use by business customer. We performs periodic development to enhance our eChannel services, ensuring every service is executed flawlessly.

Innovation is the key to a successful business.

Therefore, we always strive to create a breakthrough innovation for every solution that we offers. 

Digital Banking

We ease and facilitate customer in doing banking activities and transactions from their smartphone, either financial or non-financial transactions. Supported with internet/data connection as well as SMS (encrypted), as an alternative channel if the data/internet connection is unstable.

SMS / USSD Gateway

Two ways application system that allows to send and receive information via SMS for business or banking purposes such as promotion broadcast, OTP, etc. eMobile already directly connected to all telecommunication provider such as Telkomsel, XL Axiata, Indosat, Tri and Smartfren.

Mobile Credit

We provide solutions for bank/company to be able to provide funding support to customers by using an application Mcredit that can make it easier for customers to borrow money, make payments, buy products, and pay it back with a specified period, using only their smartphone.

QRIS Acquirer

QR Payment is the newest payment technology that is performed by scanning QR code. Merchant can perform transaction by generating static or dynamic QR through mobile application, web or EDC. This is a technology that provides easiness and convenience for merchant and customer to perform cashless transaction on daily basis.

Smart Top Up

eMobile provides the Smart Top Up service, which is a solution for customers who have been detected as not having credit to can receive debit/credit transaction notifications or OTP verification codes.

Laku Pandai

Financial service by cooperating with other party (bank agent). Supported by technology information, Lakupandai provides a simple financial product that is easy to understood and adjusted with customer needs. Now everyone will be able to use/perform financial services, even in rural areas.

Smart Payment

Smart Payment allows merchant to make collection directly to their customer using 2 factor authentication. This will be performed via SMS and set their customer’s phone number as an authorization tools for transaction.

Data Center

Data center is a room specifically designed for data storage, business information, and computer servers from companies that are usually connected to the internet network.

Merchant Withdrawal (Tarik Tunai Merchant)

Facilitate to ease your customer in performing money withdrawal for themselves or other person in cash at a kiosk/merchant/mini market. 

Customer only needs to access Tarik Tunai feature that available on their mobile banking apps or using USSD (dial code *141#).

Mobile Entry & Mobile Approval

Mobile entry is used to input new data directly through mobile application, so the process is faster and we no longer have to carry printed document.

Mobile approval is used by approver to grant approval. This system is used to process application by filtering data or using selected rules based on the given criteria that has been set in the system.

Best Reasons To Choose Our Solutions

eMobile has been in information technology industry for more than 2 decades and have been cooperating with dozens of clients in Banking & financial institution all over Indonesia. We are proven to deliver excellent result for our clients.

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Work Process

Curious about how we develop the mobile banking system? Worry not, we’ll break the process down for you.

Meet Our Experts

Meet our experts & get a free consultation to grow your ideas and turn them into a successful app

Gather & Analyze

Gather & identify requirements, analyze & plan features that will be developed

Design, Develop & Test

We create UI / UX design for a seamless user experience. Then continue to develop your app. And finally SIT & UAT process to ensure the app functions exactly as intended


Launch / deployment on AppStore & Google Playstore

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